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Loans & Financing

Model amortization schedules, evaluate car loans, and compute total lifetime interest expenses on financing agreements.

Loans & Financing

Loan Payment Calculator

Calculate your monthly loan payment and total interest paid for any auto, home, or personal loan.

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Loans & Financing

Loan Amortization Calculator

Generate a complete monthly or annual amortization schedule for your loan, tracing the decline of your principal balance.

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Loans & Financing

Loan Term Calculator

Determine the exact months and years required to repay a loan based on your principal, APR, and desired monthly payment.

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Loans & Financing

Balloon Payment Calculator

Model a balloon loan to calculate your monthly payment and the final lump-sum balloon payment due at the end of the term.

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Loans & Financing

Loan-to-Value Ratio Calculator

Calculate your Loan-to-Value (LTV) ratio, a primary risk metric used by lenders to determine mortgage requirements and PMI.

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Loans & Financing

Loan-to-Cost Ratio Calculator

Calculate your Loan-to-Cost (LTC) ratio, a crucial credit risk metric used in commercial real estate construction financing.

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Loans & Financing

Borrowing Power Calculator

Estimate your maximum mortgage or personal loan size based on gross income, debts, and target debt ratios.

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Loans & Financing

Loan Refinance Break-Even Calculator

Compare the existing loan with the refinanced loan and calculate the break-even point based on monthly savings and refinancing costs.

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Loans & Financing

Loan Origination Fee Calculator

Calculate the dollar cost of an origination fee based on loan amount and fee percentage, and show the resulting financed amount when appropriate.

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Loans & Financing

Loan-to-Income Ratio Calculator

Calculate loan-to-income ratio using the relevant loan amount and income inputs. Explain what the ratio represents.

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Loans & Financing

Loan Down Payment Calculator

Calculate the down payment amount and resulting financed loan amount from purchase price and down-payment percentage or amount.

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Loans & Financing

Loan Payment Frequency Calculator

Compare payment amounts and total interest under different payment frequencies using the same loan assumptions. Clearly distinguish the payment-frequency methodology from the existing Loan Payment Calculator.

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Loans & Financing

Loan Prepayment Penalty Calculator

Calculate an estimated prepayment penalty based on the selected penalty method and relevant loan balance, rate, or remaining term inputs.

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